Blogs | The Digital Fifth

Blogs

Unveiling the dynamics, risks, and opportunities that are redefining BFSI

Blog

India’s Next Leap in Financial Inclusion: NSFI 2025–30

India’s new NSFI 2025–30 shifts financial inclusion from access to real-life outcomes,...

6 min read

12 Dec 2025

Blog

From Policy Push to Product Pull: Why MSME Lending Needs Design Thinking

MSME lending is stuck in policy-driven credit. Learn why India now needs...

5 min read

5 Dec 2025

Blog

The Real Shift Begins: Navigating India’s Data Protection Transition Under DPDP 2025

A detailed look at how DPDP 2025 is shifting BFSI from legal...

6 min read

28 Nov 2025

Blog

Strengthening Compliance and Collaboration in Co-Lending Ecosystems

Co-lending is entering a new phase of governance. Explore how RBI’s 2025...

4 min read

24 Nov 2025

Blog

Sustainable Digital Transformation: Why Risk-Aware Innovation Wins in the Long Run

Sustainable digital transformation is no longer about speed but about blending innovation...

5 min read

14 Nov 2025

Blog

The 5 Shifts Powering Mortgage 3.0 Transformation

Mortgage 3.0 is reshaping lending. Discover the five strategic shifts helping lenders...

4 min read

7 Nov 2025

Blog

From Pilot to Platform: Scaling Co-Branding Partnerships

India’s banks and fintechs are moving from pilots to platforms. Explore how...

6 min read

31 Oct 2025

Blog

India’s 2FA 2.0 Moment: From Compliance to Confidence

The Reserve Bank of India’s new two-factor authentication (2FA) guidelines mark a...

6 min read

23 Oct 2025

Blog

WealthTech in India: Onboarding Excellence and the Next Wave of Growth

Explore how India’s top WealthTech platforms are redefining onboarding and CX. Download...

5 min read

16 Oct 2025

Blog

Cross‑border Fintech Infrastructure: Lessons from UPI and Beyond

Cross border payments are often slow and expensive. Lessons from India’s UPI...

6 min read

10 Oct 2025

Blog

Account Aggregator: Moving from Access to Value Creation

The Account Aggregator framework has revolutionized financial data flows in India, unlocking...

6 min read

6 Oct 2025

Blog

RBI’s New Payment Aggregator Framework 2025: A Strategic Realignment for the Payment Ecosystem

RBI’s 2025 Payment Aggregator Master Direction reshapes India’s digital payments. Learn what...

7 min read

30 Sep 2025